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Why Broadview? Branch Hours & Locations Careers Security & Fraud Prevention Policies & Disclosures

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  • Rates

    1. APY = Annual Percentage Yield. Rate and APY are precise as of today's date. Rate varies and may change after account is opened. Fees and other conditions might decrease incomes.

    2. A $1 initial deposit is required to open an account. Broadview membership is needed.

    3. Must be 14-25 years of ages for a Young Adult Checking Account. An adult joint account holder is needed for inspecting accounts in the name of members ages 14-17.

    Rates

    Broadview Product Rates

    30-Year Fixedˆ as low as

    % RATEˆ. % APRˆ

    Mortgage

    2 years as low as

    % APRˆ

    Vehicle Loan

    % APYˆ

    Certificates

    as high as

    3.05% APYˆ

    High Yield Savings

    as low as

    8.74% APRˆ

    Personal Loan

    View Details

    View All Rates

    About Us

    About Broadview. Why Broadview? Branch Hours & Locations. Careers. Security & Fraud Prevention. Policies & Disclosures

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    Routing Number

    221373383

    Contact

    800-727-3328

    ˆClick any subject of interest to view terms and disclosures.

    Third celebration linked sites are not under the control of Broadview Federal Cooperative Credit Union. We are not accountable for the material on those sites and their personal privacy and security policies may vary from ours. We represent neither you nor the third party in the occasion that you participate in a transaction.

    Copyright © 2025 Broadview FCU, All Rights Reserved.

    -. -

    NCUA Notice

    For present Broadview members

    Visit a Broadview branch near you, or call our Member Service Center at 800-727-3328.

    How To Order Checks

    Broadview makes it easy to order more. Just order online or through the mobile app, call our Member Service Center, or visit any Broadview branch.

    How to purchase checks from online banking/mobile app:

    - Log into your Broadview online banking account using a web browser or log into the mobile app.
  • Select "Order Checks" from the "Account Tools" menu. If you are using the mobile app, tap "More", then "Account Tools".

    - Choose your monitoring account from the drop-down choices and click "Next".
  • Review the on-screen guidelines and click "Order Checks" to choose your design and location you order.

    Note: If you are ordering for the very first time, please get in touch with the Member Service Center or check out any Broadview branch.

    Savings Disclosure

    APY = Annual Percentage Yield. Rate and APY are accurate since today's date, may vary, and might be subject to alter after the account is opened. Fees and other conditions may lower profits.

    A $1 preliminary deposit is required to open an account. Broadview subscription is needed.

    Disclosure

    Annual Percentage Rate (APR) based upon total creditworthiness. Other rates and terms may use. Monthly loan payment example: a $5,000 loan at 8.74% APR for 60 months, with no additional payment security, would be $103.16. Rates accurate since today and topic to change without notice. Broadview membership is required.

    30-Year Fixed Mortgage Disclosure

    APR = Annual Percentage Rate. All rates priced estimate are the most affordable offered rates, real rate of interest will be based upon general credit reliability. Representative payment for a thirty years fixed mortgage at 6.875% with a 7.039% APR is $6.68 per $1,000 borrowed. Representative payment for 7/6 ARM at 6.375% with a 7.051% APR is $6.69 per $1,000 borrowed for the very first 7 years then subject to increase. Rates are precise since 1/28/2025 11:33 AM and are subject to change without notice. Quoted rates may consist of the requirement of cooperative credit union subscription at the time of loan disbursal and choice of our Automatic Payment Plan. Rates are based upon a purchase or no squander re-finance, squander choices might affect your rate. If an escrow account is required or asked for, that payment does not consist of insurance and taxes and the payment might be higher. Ask about other rates and terms.

    Certificate Rate Disclosure

    APY = Annual Percentage Yield. Rate and APY are precise since today's date. Fees and other conditions might lower incomes.

    Dividends on Share Certificates accrue daily and are thought about earned as accumulated. Dividends are paid the last day of the month other than when partial withdrawals are made or early closeout happens. Withdrawals of dividends, fees and other conditions may lower the profits. Penalties may request early withdrawal. Broadview Membership is needed.

    Vehicle Loan Disclosure

    Interest Rate (APR). All rates priced estimate are the least expensive available rates. Actual rate will be based upon overall credit reliability. Other rates and terms may apply. A representative month-to-month payment for a 24 month automobile loan at 4.49% APR is $43.64 per $1,000 obtained. Rates accurate since today and subject to alter without notification. Broadview subscription is needed.

    For existing Broadview members:

    Add a new account to your membership by clicking "Apply & Open" within your electronic banking account. You can also visit a Broadview branch near you, or call our Member Service Center at 800-727-3328.

    Not a member yet?

    Become a Broadview member

    How to Open a Youth Savings Account

    You can open a brand-new Youth Savings account 3 ways:

    - Through this online application.
  • Apply in-person at a Broadview branch near you.
  • Call our Member Service Center at 800-727-3328

    The note rate shall be fixed for 7 years and goes through a rate modification bi-annually thereafter. The adjusted rate will be based on the thirty days Average SOFR plus 2.75% with a flooring rate of Start Rate and a Ceiling Rate of Start Rate + 5.00%. The adjusted rate will be based on the index worth in impact 60 days priors to the contractual rate modification data. At an example initial rate of interest of 2.875%, the APR for this loan type is 3.085%, subject to increase. Based on current market conditions, the regular monthly payment schedule would be:

    84 payments of $622.34 at a rates of interest of 2.875%. 275 payments of $638.43 at an interest rate of 3.125%. 1 payment of $634.75 at an interest rate of 3.125%

    Use the Auto Advantage calculator to determine your approximated month-to-month payments for a Car Advantage loan.

    30,000

    60,000

    75,000

    90,000

    24, 36, 48, 60, 72

    105,000

    Broadview limits terms based on automobile year due to future residual worth. Monthly Financing is offered on all "New" previous (approximately 1) Year models. Untitled previous year designs with 3,000 miles or less on the odometer are thought about new.

    The information supplied assumes the purpose of the loan is to purchase a residential or commercial property, with a loan amount of $150,000 and an estimated residential or commercial property value of $250,000. The residential or commercial property is situated in Albany, NY and is within Albany county. The residential or commercial property is an existing single household home and will be utilized as a main residence. An escrow (impound) account is required. The rate lock duration is 45 days and the assumed credit history is 740. lf an escrow account is needed or requested, that payment does not include insurance and taxes and the payment might be higher.

    The note rate will be repaired for ten years and is subject to a rate adjustment bi-annually afterwards. The adjusted rate will be based upon the one month Average SOFR plus 2.75% with a floor rate of Start Rate and a Ceiling Rate of Start Rate + 5.00%. The adjusted rate shall be based on the index worth in effect 60 days priors to the contractual rate modification information. At an example preliminary rates of interest of 3.00%, the APR for this loan type is 3.125%, subject to increase. Based on existing market conditions, the month-to-month payment schedule would be:

    120 payments of $632.41 at a rates of interest of 3.00%. 239 payments of $639.57 at a rate of interest of 3.125%. 1 payment of $636.79 at a rate of interest of 3.125%

    The note rate shall be repaired for 5 years and is subject to a rate adjustment bi-annually afterwards. The adjusted rate shall be based on the thirty days Average SOFR plus 2.75% with a floor rate of Start Rate and a Ceiling Rate of Start Rate + 5.00%. The adjusted rate will be based upon the index worth in result 60 days priors to the legal rate change information. At an example initial interest rate of 2.625%, the APR for this loan type is 3.026%, subject to increase. Based upon existing market conditions, the month-to-month payment schedule would be:

    60 payments of $602.48 at a rate of interest of 2.625%. 299 payments of $636.65 at a rate of interest of 3.125%. 1 payment of $633.03 at a rates of interest of 3.125%

    If an escrow account is needed or requested, that payment does not consist of insurance and taxes and the payment might be greater.

    The information supplied presumes the function of the loan is to buy a residential or commercial property, with a loan amount of $150,000 and an estimated residential or commercial property worth of $250,000. The residential or commercial property is located in Albany, NY and is within Albany county. The residential or commercial property is an existing single family home and will be utilized as a primary house. The rate lock duration is 45 days and the assumed credit rating is 740.

    The note rate shall be fixed for 7 years and undergoes a rate change bi-annually thereafter. The adjusted rate shall be based upon the one month Average SOFR plus 2.75% with a flooring rate of Start Rate and a Ceiling Rate of Start Rate + 5.00%. The adjusted rate will be based on the index value in impact 60 days priors to the legal rate modification information. At an example preliminary rates of interest of 2.875%, the APR for this loan type is 3.085%, subject to increase.